Private leasing or buying a car
Private leasing has become more common in Finland, because the monthly payment often includes servicing and tyres. A leasing contract does not suit everyone, though, so it is worth calculating the total costs and checking the terms before you sign.
You will need
- Quotes for leasing and financing the same car
- An estimate of your annual mileage
- Your own monthly budget
- A calculator or spreadsheet program
Steps
Estimate your mileage
Work out how many kilometres you drive a year. A leasing contract has a mileage limit, and going over it is charged at a separately agreed price per kilometre.
Find out what the payment includes
Calculate the total cost
Read the return conditions
Check the contract's flexibility
Compare financing
Think about how much risk you can take
Sign with care
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