Running costs of a detached house
A detached house has no monthly housing company charge, but costs come from many directions and some only once a year or less often. In this guide you gather all the costs into one budget and prepare for future repairs.
You will need
- Last year's bills and consumption data
- Your property tax decision
- Your home insurance details
- A spreadsheet program
- Information on the age of the house and renovations carried out
Steps
Add up heating costs
Calculate your annual heating costs according to your heating system: district heating, ground source heat, oil, wood or direct electric heating. Check the actual costs on your bills or in your energy company's online service.
Add electricity, water and waste management
Remember property tax
Add insurance
Remember compulsory maintenance
Calculate a repair reserve
Keep a maintenance log
Spread the costs over the months
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