Dealing with enforcement and getting debt advice
Enforcement (ulosotto) is the authorities' way of collecting unpaid bills and taxes. This guide explains how enforcement works, what rights you have and where to get free help managing your debts.
You will need
- Online banking credentials
- Details of your debts and creditors
- Information on your income and expenses
- Letters from the enforcement authority
Steps
Open the enforcement letters
Do not leave letters from the enforcement authority unopened. They tell you the amount of the debt, the collection schedule and the contact details.
Log in to the enforcement e-service
Understand wage garnishment
Ask for a payment plan
Ask about free months
Get free debt advice
Look into debt restructuring
Prevent new debts
The full guide with every step is for members. Try 7 days for €0.99.
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