Checking your credit information
Your credit information affects whether you can get a rental flat, a phone contract or a loan. It's worth checking your own information so that errors and payment defaults are spotted in time.
You will need
- Online banking credentials
- A few minutes
Steps
Find out where the information is held
In Finland, credit information is held by credit reference agencies. There is also the Positive Credit Register, which records income and debts.
Order your own credit report
Check the entries
Check your debt information
Correct any errors
Understand what an entry means
Set a credit ban if needed
Check regularly
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